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Visa and Master Card did not respond to requests for comment.Aldworth also says banks won't extend basic banking services to marijuana dispensaries, meaning they can't take checks, either."This can cause real-life issues for patients desperately seeking medicinal marijuana," she says.

Both companies prohibit cardholders from buying lottery tickets with their credit cards.

While credit companies typically want you to pull out their credit card for a purchase, the payment networks -- American Express, Discover, Master Card and Visa -- won't approve so-called naughty purchases.

These transactions are treated as high-risk activities or run afoul of federal law, even if state laws allow it.

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